4KM 4KM .ai

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Kumar Budget

Personal-finance categorizer that doesn't sell your transactions.

Building

A budget app that imports CSVs from your bank, categorizes via on-device LLM, and never relays your transaction history to a third party. Plaid optional, not required.

Why this exists

Mint is gone. Every replacement either sells your data or charges $15/month. This is what you build when you want neither.

What’s in version one

  • CSV import from major US banks (Chase, BofA, Wells, Citi)
  • On-device categorization with corrections that get saved (and applied retroactively)
  • Optional Google Sheets sync if you live in a spreadsheet
  • Plaid integration as an opt-in convenience, not a default
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